A poor London milliner gives her aunt's gift of a crown to a starving woman she finds on the doorstep of her lodgings. She tells her first lie and loses her position through the gift, and her mother and sisters become even more poor as she is forced to common sewing. Her lover becomes rich, moves away and marries another, and she herself dies - but on her deathbed the first installment of and from the starving woman is received. They migrate to American and prosper eventually. (PB)