Betty Hutchinson grew up in the wheatbelt area of Western Australia. At the outbreak of World War I she joined the Volunteer Air Observer Corps in Wyalkatchem, where she was living at the time due to her father's work as a conductor on the railways. When she could persuade her father to sign the enlistment papers she joined the Australian Women's Service with her sister. She served in the anti-aircraft division around Perth, and was promoted to Bombadier.
She finished her army days at the District Finance Office, and was discharged to marry Frank Hutchinson, who had been a POW in Germany. They settled in South Perth and raised their family until Frank's early death at the age of 47.
Betty Hutchinson, who had first had short stories published in the children's section of the Railways and Tramways Magazine when she was still at primary school, eventually published three books of humorous verse, then settled into writing rhymes to amuse her friends.