Cirrus@Austlit

'Like embarrassing first email addresses, most of us have superannuation, but if you're under twenty-five in Australia, chances are yours has been cooked for a while now. When we talk about future planning, the idea of super being our 'safety net' is thrown around a lot, something as taken-for-granted as Harold Bishop. However, despite being designed to replace the old age pension as our soft place to land when we retire, our superannuation system is a more complex and skewed beast than most of us might realise, and we're already paying for not knowing how it works. As it stands, super is built to benefit the old and rich at the expense of everyone else, seeing youth, women and the already-disadvantaged disempowered significantly by the system that's meant to be protecting them.' (Publication abstract)