'Michael Traill grew up in the mining town of Morwell, in country Victoria. With a state-school education, and a strong sense of engagement with the local community, he developed an awareness of disadvantage and deprivation in the town. The opportunity to study at one of the most respected universities in Australia as well as the Harvard Business School led to a highly paid and successful career at Macquarie Bank, often called the millionaire's factory.' (Author biography)